Individual Disability

Living expenses are continually on the rise, losing income due to being too sick or injured to work for even a short time can financially cripple many Americans. Protect yourself and your family with disability insurance for less than a cup of coffee a day, as your disability insurance policy replaces a portion of your income while out of work and can supplement income needed to care for dependents if the caretaker becomes disabled. Even if you already have a policy with your employer, it may not cover enough of your income needed to survive or may be for a shorter period than what you'd need.